- Customers can open all types of accounts associated with various financial products: multi-currency card accounts, savings and investment;
- PRIVATE like the PROS can open an account with our banking partner. Firstly, we must open a foreign currency account;
- All accounts have a IBAN format which complies with the international standard for identifying bank accounts in the EU countries;
- You can manage your accounts via the Internet or the Home Banking system or via our telephone service;
- You can view your accounts 24/24, 7days / 7 using the M-bank system to receive email or SMS on your mobile phone;
- Our experienced professionals provide counseling and assistance in choosing the type of account opening.
Multicurrency account
You can use this account for transfers, foreign exchange and other banking operations:
- Almost all foreign currency payments are executed the same day without additional cost;
- The bank does not charge his clients monthly or annual account keeping (excluding business accounts if the turnover does not reach the minimum amount set by the bank and in the case of dormant accounts for more than 12 months);
- A customer pays only once for an account opening.
ADVANTAGES:
- The funds are placed on your account in a currency in which they were paid;
- You choose the currency and the amount of the conversion you want;
- You do not need to convert funds received in a specific currency;
- There is no need to open separate accounts for each currency.
Card Account
A card account is opened for each credit card in one currency:
- You can use the funds held on the card account to pay for goods and services with a card (in shops and online) as well as withdraw cash from ATMs worldwide;
- You can use the funds in your card account and authorize others to do so.To do so, you must request an additional card that will be linked to your account;
- The card allows account to use direct debit services, that is to pay recurring bills automatically, and transfer funds from your current account to the card account.
Savings Account
A savings account is a multicurrency account which pays an interest rate of the amount available in the account, in addition to 100 000 EUR / USD
- If you want access to your funds in your savings account, you must notify the bank 14 days before the transfer of funds;
- Customers can also open accounts in term from one month to five years.
Account Placement
Investment accounts cover transactions in securities.
RANGE OF INVESTMENT SERVICES of the investment account:
- Electronic trading platforms;
- Purchase / sale of term contracts
Blocked Account
A blocked account allows to carry out transactions of purchases / sales, including real estate transactions by minimizing the risks among parties involved:
- The buyer, seller and the bank signed an agreement in which they agree on the necessary documents, the terms and conditions of the transaction to be performed. The bank then monitors compliance with these conditions;
- The blocked account can be used for transactions financed by our banking partner and in other cases.